Those legal notices supplemented by the General Terms and Conditions of Use define the rules on operating and using Plan Member and Employer secure areas of the website www.epargne-salariale-retraite.hsbc.fr (hereinafter "site"), mobile website for mobile phones and tablets (hereinafter "mobile site"), mobile application "My employee savings" (hereinafter the "app") and the telephone service, hereinafter collectively "Services", offered to HSBC Epargne Entreprise's corporate clients, their employees and more generally all members of these companies' employee savings plan and retirement, hereinafter the "user".
The Content of the Services is provided by HSBC Epargne Entreprise (France) and HSBC Global Asset Management (France).
HSBC Epargne Entreprise (France), a public limited company (société anonyme) with share capital of €31,000,000.
Registered office: Immeuble Cœur Défense - 110, esplanade du Général de Gaulle - 92 400 Courbevoie
SIREN registration number: 672 049 525 Nanterre Trade and Companies Register
E-mail/telephone: see section “Contact us” of the site
Individual identification number (VAT): FR95672049525
HSBC Epargne Entreprise (France) is approved by the ACPR (French Prudential Supervisory and Resolution Authority),
61 rue Taitbout 75436 Paris Cedex 09, as an investment company and custodian bank for employee savings.
HSBC Global Asset Management (France), a public limited company (société anonyme) with share capital of €8,050,320
Registered office: Immeuble Cœur Défense - 110, esplanade du Général de Gaulle - 92 400 Courbevoie –
SIREN registration number: 421 345 489 Nanterre Trade and Companies Register
E-mail/telephone: service-clients-ee.hbfr-amfr@hsbc.fr / 01 57 66 62 79
Individual identification number (VAT): FR88421345489
HSBC Global Asset Management (France) is approved by the AMF (French Financial Markets Authority), 17 place de la Bourse, 75082 Paris Cedex 02, as a portfolio management company governed by French law, under number GP99026.
HSBC Epargne Entreprise (France) and HSBC Global Asset Management (France) are members of the "Association Française de la Gestion Financière" (French Asset Management Association).
The website, mobile website and app are hosted by: Thales Services SAS; registered office: 20-22, rue Grange Dame Rose, 78140 Vélizy-Villacoublay; telephone: (01) 39 45 99 06
Head of Publication: Julien Barbat, Chief Executive Officer, HSBC Epargne Entreprise (France), Matteo Pardi, Chief Executive Officer, HSBC Global Asset Management (France)
Editor: Annie Divet, Head of client propositions, HSBC Global Asset Management (France)
App publisher: HSBC Epargne Entreprise (France)
Browsing through the Services is subject to current regulations and to the legal notices and General Terms and Conditions of Use hereof. Given that the latter are regularly updated, without prior notice, please check this page whenever there is a modification.
Access to the products and services described on the Services may be subject to restrictions with regard to certain persons or certain countries, primarily due to legal constraints.
We reserve the right to interrupt the Services at any time, for whatever reason and without providing any justification, and we may not be held liable for the consequences of these interruptions.
Nature of the information - Liabilities
The following clauses exclude or limit our liability. Therefore, you should read them carefully.
Information on the Services is provided for indicative purposes only. HSBC Epargne Entreprise (France) endeavours to ensure as best as possible, the accuracy and updating of the information disseminated, for which it reserves the right to correct the content at any time and without notice. Documents made available in electronic form, on the website, may be updated as of downloading and of reading. Therefore, please check they are still valid.
However, HSBC Epargne Entreprise (France) cannot ensure the accuracy, precision or completeness of the information made available on the Services, including all the hypertext links or any other computer link used directly or indirectly from the Services. Therefore, we inform the visitor that they are responsible for verifying the information through other means, including by contacting the company.
All the general economic, stock market, fiscal or financial information is provided for indicative purposes only. Although it has been established using reputable sources, considered to be reliable, we cannot ensure its accuracy.
HSBC Epargne Entreprise (France) or any other entity contributing to the Services may not be held liable for:
- any imprecision, inaccuracy, omission or modification regarding information available on the website, particularly in the event of changes in legal, regulatory, administrative and judicial provisions.
- any damage arising from fraudulent intrusion by a third party resulting in a modification of information made available on the website and more generally for any damage, direct or indirect, whatever the causes, origins, nature or consequences, caused by somebody accessing the website or the impossibility of accessing it, as well as the use of the website and/or credit granted to any information originating directly or indirectly from the latter.
No information, oral and/or written and/or video or any other medium, obtained during the use of these Services is likely to generate guarantees and liabilities not expressly provided for.
You undertake to use the information contained on these Services for personal and non-commercial purposes. You alone are responsible for the use of this information. We may not be held liable for investment decisions taken solely on the information provided here.
Disclaimer for products and Services
The information or opinions contained on the Services have not been provided taking into account the investment objectives, financial situation and requirements of a particular investor and therefore may not be appropriate to the investor. They are not legally binding and do not constitute investment advice or a solicitation to buy or sell.
Users are responsible, at their own discretion, for choosing their investments and the resulting transactions in accordance with employee savings regulations and the specific provisions of employee savings plans and/or retirement.
Any person wishing to procure one of the services or products should contact their company (if you are a plan member) or their HSBC correspondent (if you are a company or a professional) in order to obtain information on the contractual regulatory conditions and the applicable tariffs.
Simulation
The simulations have no contractual value and do not commit us in any way as they do not constitute a firm offer to enter into a purchase or sale.
The simulators have been communicated to us by sources that we consider to be reliable, but we cannot ensure their accuracy. They are provided for indicative purposes only, without any express or tacit guarantee and are no substitute for marketing information and the advice of professionals on the subject.
We may not be held liable for any decision taken based on a simulation carried out on the website, or the use that you may make thereof.
The information that you provide for these simulations is not subject to any processing and is therefore not retained.
Intellectual property - Copyright
The website, mobile website and app, in particular the images, texts, logos, tables, iconographic and photographic representations and the downloadable documents collectively constitute the exclusive property of the authors which is protected by French and international laws in force in the area of intellectual property.
The reproduction or representation, whether wholly or partly, of this website, mobile website and app on any medium whatsoever is therefore strictly prohibited without the prior, written agreement of the Head of Publication. You can print, copy, download and provisionally store extracts of this website and its content for your personal information only.
You may not alter the content of the website, mobile website or app or distribute it to any person. Any other use is prohibited without our written authorisation. In particular, it is prohibited to use, whether wholly or partly, the website, mobile website or app on another website.
Violation of one of these intellectual property rights is a counterfeiting offence that may incur the civil and criminal liability of the counterfeiter in accordance with the provisions of the Intellectual Property Code.
You are reminded that any investment in an employee mutual fund (FCPE) must be made after reading about the associated risks in the Key Investor Information Document (KIID) and the rules.
It is important to note that the value of investments made by a unitholder can fluctuate and that a unitholder may not get back the amount originally invested. Any income related to an investment vehicle can go up or down. Exchange rates can cause investments to rise or fall.
Past performance relating to the value of units and distributed income is not a reliable indicator of future results.
When using the website, mobile website and app, you may be asked to transmit personal information (identification, personal situation, economic and financial situation, log-in data) for automatic processing.
You are advised that personal data provided when you accept these General Terms and Conditions as well as personal data that may be provided whenever you log in and make a phone call is mandatory in order to enter into and execute this agreement. In this respect, the persons to whom the aforementioned data relate accept that the data will be processed under the responsibility of HSBC Epargne Entreprise (France).
HSBC Epargne Entreprise (France) has created Privacy Notices which are available on its website: https://www.epargne-salariale-retraite.hsbc.fr/en/epargnants/charte-de-protection-des-donnees
They explain in particular what data are collected and how they are used, with whom HSBC Epargne Entreprise is likely to share the data and what measures HSBC Epargne Entreprise takes to ensure their confidentiality and security.
We use cookies to ensure safety and efficiency. Our cookie policy explains what a cookie is, how we use them and the benefits they offer. Cookies are small pieces of data that websites store on your browser when you visit them. Cookies are useful because they allow a website to recognise your visit and collect information about how you use that website.
At HSBC, we use cookies for a number of purposes, including to set user preferences, enable users to navigate pages efficiency, verify their identity, and perform other vital security checks. Certain functionalities specific to cookies can also be achieved with similar technologies. Our policy uses the term "cookies" although, whenever we mention it, we also include these other technologies.
For more information on cookies, consult the website www.epargne-salariale-retraite.hsbc.fr (cookie policy section).
Links to software downloading websites can be used for convenience and we may not be held liable for any difficulties or consequences related to the downloading of this software. The use of downloaded software is governed by property and licence agreements.
HSBC Epargne Entreprise (France) has no control or responsibility with regard to the creation, in particular unknown to the latter, of links to websites outside HSBC Epargne Entreprise (France) and to the content of such websites. Hence, you agree that access to other websites, via a hypertext link, is undertaken entirely at your own risk.
Thus, HSBC Epargne Entreprise (France) may not be held liable for any direct or indirect prejudice arising from access by you to another website via a hypertext link.
The creation of a link to the website, mobile website or app in any form whatsoever and involving part or whole of the information therein, is subject to the prior, written authorisation of the Head of Publication of HSBC Epargne Entreprise (France).